I will preface this blog with the following: “Credit cards are not for everyone and they are the fastest route to becoming in debt to banks and a poor credit score”! If one is already in the red with their personal finances, a credit card is not a good idea to start with. I was told by my father, a few days after I came to America, that “If you can not buy it now with cash, what makes you think you’re going to have the money 30 days later?”. That stuck with me since and I can say that I was lucky enough to not have those horrifying stories most had with credit cards.
That having been said, and you must really have a credit card even if your credit score is so poor then lets see what is the best way to get one.
1. Find credit cards designed specifically for people with bad credit. These credit cards will typically have a higher interest rate than normal credit cards because lower credit scores are inherently riskier. » Read more: How to Get Credit Cards for Poor Credit






