<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Ten Minutes a Week &#187; save</title>
	<atom:link href="http://www.tenaweek.org/tag/save/feed" rel="self" type="application/rss+xml" />
	<link>http://www.tenaweek.org</link>
	<description>Only ten minutes a week can better our Future</description>
	<lastBuildDate>Wed, 02 Jun 2010 02:42:42 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Saving Money in 2010 Family Guide &#8211; Part 4</title>
		<link>http://www.tenaweek.org/saving-money-in-2010-family-guide-part-4</link>
		<comments>http://www.tenaweek.org/saving-money-in-2010-family-guide-part-4#comments</comments>
		<pubDate>Tue, 30 Mar 2010 08:37:57 +0000</pubDate>
		<dc:creator>Cristian</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home & Real Estate]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[home budget]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.tenaweek.org/?p=334</guid>
		<description><![CDATA[
			
				
			
		
In previous blogs I pointed out some ideas that will help families save money with their grocery bills, entertainment and dining out bills, and much more. Today I am going to focus on the &#8220;fixed bills&#8221; &#8211; the ones you can not get rid of such as utilities and more. If you missed the previous [...]]]></description>
			<content:encoded><![CDATA[<div class="tweetmeme_button" style="float: right; margin-left: 10px;">
			<a href="http://api.tweetmeme.com/share?url=http%3A%2F%2Fwww.tenaweek.org%2Fsaving-money-in-2010-family-guide-part-4"><br />
				<img src="http://api.tweetmeme.com/imagebutton.gif?url=http%3A%2F%2Fwww.tenaweek.org%2Fsaving-money-in-2010-family-guide-part-4&amp;source=tenaweek&amp;style=normal" height="61" width="50" /><br />
			</a>
		</div>
<div id="attachment_335" class="wp-caption alignleft" style="width: 210px"><a href="http://www.tenaweek.org/wp-content/uploads/2010/03/how-to-save-money.jpg"><img class="size-full wp-image-335" title="how-to-save-money" src="http://www.tenaweek.org/wp-content/uploads/2010/03/how-to-save-money.jpg" alt="" width="200" height="138" /></a><p class="wp-caption-text">Save Money on Bills</p></div>
<p>In previous blogs I pointed out some ideas that will help families save money with their grocery bills, entertainment and dining out bills, and much more. Today I am going to focus on the &#8220;fixed bills&#8221; &#8211; the ones you can not get rid of such as utilities and more. If you missed the previous posts please take some time and read them <a href="http://www.tenaweek.org/ways-to-save-money-in-2010-part-2">here.</a></p>
<h4>How to Save Money on Your Phone Bill…</h4>
<ol>
<li>First thing you need to do is decide if your household needs both  traditional and cellular phones.  Many modern households have done away  with landlines and have gone strictly mobile, unless you absolutely have  to ditch the land line.</li>
<li>If you do want separate mobile and house phones consider the Magic  Jack.  I know the thing looks like a TV gimmick but it’s really a VOIP  that uses your internet connection to place calls and can save you tons  of money on your phone bill.  You can replace your phone bill and pay  less than $30 a year.<span id="more-334"></span></li>
<li>Monitor your cell phone usage to fit your needs, for instance as  much as I tried I could not limit my text messages so instead of  consistently paying overage fees I opted for a larger plan.  Yes it was  more money but at the same time I now don’t pay any fees so overall I’m  still saving.</li>
<li>Try using Skype for some of your needs if not all. While not as pretty packaged as Magic Jack, Skype is a free software that will turn your computer into a phone. More over, Skype which is owned by eBay, sells phones that will piggy back on any wireless connection and make phones local as well as international. Imagine taking your Skype phone (with your phone number registered to it) to a Starbucks and still be able to answer calls made to your house number. With increase Wifi and WiMax coverage in many areas, those wireless phones are virtually always on an internet connection. A monthly membership is just $5.99 and it comes with all the features &#8211; voice mail, caller id, dedicated number and numbers in different area codes to make it easy and cheap for your family to call you.</li>
</ol>
<h4>How to Save Money on Cable Bills…</h4>
<ol>
<li>If you don’t mind losing your premium channels you can get rid of  your cable provider and watch everything you need online for free.   Check out this list of <a href="http://freesatellitetvonpcfaq.com/free-tv-on-pc/" target="_blank">Free  TV on PC</a> websites.</li>
</ol>
<h4>How to Save Money on Energy Costs…</h4>
<p>Even though winter is coming to an end there are many things that you  can do to save money on energy costs year round.</p>
<ol>
<li>Whenever buying new appliances look for the energy star rating for  low electricity using items.</li>
<li>When running Air Conditioning or Heat make sure your windows and  doors aren’t seeping air.</li>
<li>Save money by unplugging your most energy consuming appliances when  not in use.  Not sure what each appliance takes up even when not plugged  in, find out <a href="http://michaelbluejay.com/electricity/howmuch.html" target="_blank">what each appliance uses</a> and at least unplug the  worst offenders.</li>
</ol>
<p>A great overall tip when it comes to saving money on bills is to not  be scared or ashamed and simply ask for deals from each service  provider.  For instance if you hear about a new promotion only available  to new customers, no problem, call customer service and have them apply  it to your account under threat of switching services.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.tenaweek.org/saving-money-in-2010-family-guide-part-4/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
	</channel>
</rss>

